I Had to Change Before My Life Could | DISC 6: Vitality | 411 PODCAST (Episode 58) - video Dailymotion

Lerin Gaines

I Had to Change Before My Life Could | DISC 6: Vitality | 411 PODCAST (Episode 58)  "Where Everyday Conversations Lead to Financial Awareness"  Featuring: Transformational Tuesday, Mentorship Series  Tuesday | September 29th, 2026  Broadcasting on all social media platforms @LERINGAINES  https://leringaines.com https://linktr.ee/leringaines https://www.facebook.com/leringaines http://instagram.com/leringaines https://www.tiktok.com/@leringaines http://twitter.com/leringaines https://www.youtube.com/@leringaines https://www.twitch.tv/leringaines https://kick.com/leringaines https://dailymotion.com/LerinGaines  Song of The Day: "I Want To Know What Love Is" by Foreigner Released 1984 | Agent Provacateur  Burning Questions for Reflections! What was the moment you realized that changing your circumstances meant changing something within yourself?  Share your response to tonight's Burning Questions... Text: (609) 200-1098 | Email: Info@LerinGaines.com  DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, KICK, Twitch, DailyMotion)  Check out my FREE Monthly digital Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!  #LerinGaines #FinancialCoach #BlackDiamondConsultations #DebtFreeLiving #WhispersofWisdom #VacationWithMe #BurningQuestions #Facebook #Instagram #TikTok #X #YouTube #KICK #Twitch #DailyMotion #BlackDiamondConsultationsNetwork #411PODCAST #DISC6 #Vitality  DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.  411 PODCAST DISC 6: Vitality Track 58: I Had To Change Before My Life Could ©️ 2026 Black Diamond Consultations Network LerinGaines.com

Transcript

00:28We'll see you next time.

00:40See you next time.

01:10See you next time.

01:41See you next time.

02:09See you next time.

02:39See you next time.

03:27See you next time.

03:42See you next time.

04:01See you next time.

04:34See you next time.

05:21See you next time.

05:28See you next time.

06:06See you next time.

06:08Keep the comments.

06:15See you next time.

06:17See you next time.

06:57Garnet,

07:06definitely,

07:07definitely,

07:07definitely come full circle.

07:08And this is the moment.

07:10And this is the moment.

07:38And I came up with this song.

07:50And I came up with this song.

08:07And I came up with this song.

08:08And I said, we don't know what love is.

08:08And sometimes we search and we look and we try to find love. And I've said this, you know, even

08:14this week. But most importantly, we don't realize that the love is within. The love that we've been searching on

08:22the outer appearance looking for validation from someone else.

08:28it's inside us what we really should be sure. So in this record, and I'm going to remix it,

08:34maybe you don't know what love is because you didn't take a little time. You didn't take that

08:40extra time for yourself. You didn't think things over, jumped into this situation. Maybe you jumped

08:46into this relationship. I'm only speaking from real life experiences. That's the only thing I

08:51can say. I don't know who I'm speaking to, but maybe you just signed up for that job and you

08:55took

08:55that extra responsibility without thinking it through. You didn't read between the lines.

09:02And in some cases, you didn't even read those red flags when you saw them. And because of that,

09:09situations show up. Because of the self-abandonment, because that's typically what it is when you start

09:15to do things without taking time, without questioning, without looking and checking and making sure that

09:19you're okay, you are abandoning yourself. And in some cases to make somebody else happy.

09:25And therefore, stuff happens. And we have to climb mountains. And we have to overcome.

09:33And we have to go through some things. I'm not going to say the word, but we got to go

09:37through

09:37some things. We got to go through some stuff in order to get back to where we need to be.

09:45Now, this is interesting because one of my mentors back in 2020, I didn't even understand. I didn't

09:53even know. She said, Laren, everything starts with self. And see, that loneliness that maybe you are

10:01searching for where you're saying, I want to know what love is and I'm outside looking. Once you start

10:06to look at self, once you start to turn back inward and ground yourself and center yourself,

10:12check this out. All of a sudden, something strange happens. And that loneliness becomes happiness.

10:21True awareness is when you understand and you know who you are.

10:28Now, I wrote this down here. Love will find you when you find you and you understand and you know

10:37what your purpose is. But I'm going to take it back to the top. A lot of times, love will

10:41not find you

10:42and you can't find it because you're too busy looking on the outside. You're too busy seeking

10:48validation. You're not taking that time, that little extra time for yourself. You're not thinking

10:54things over. You're not reading between the lines of your own life. You're not looking at those red

10:59flags, those warnings when situations show up and present themselves. So we're going to go through a

11:07journey today. And the person that you see here today, and I've said this before, did not show up

11:12overnight. I had to change before my life could change. So we're going to take this journey tonight.

11:19And I want to take this journey with you. Song of the day. I want to know what love is.

11:251984 by Foreigner.

11:37We had a powerful episode. We got Miss Lisa coming in shortly. And grab your pens, grab your journals,

11:47take some notes, because I most certainly am. All right, let's see what we got going on here today.

12:06Hello, hello, hello. Hello, hello. How are you? I'm doing good. Welcome to the 411 podcast. How are you?

12:16I'm excited, Larry, and I'm ready to be here. That's awesome. So where are you calling from?

12:25I am in Kansas City, just south of Kansas City, which sits right on the border between Kansas and

12:33Missouri. I'm on the Kansas side, if you know the area. Well, I will tell you that I drove to

12:43Branson, Missouri, all the way from New Jersey. Oh, my gosh, that's a drive.

12:50It sure was. Now, ask me if I would do it again.

12:55Would you do it again?

12:59No, no. I don't know how long it took. I think it was like over 20 some odd hours to

13:07get there.

13:07It was. I believe it. But yeah. But one thing that I do realize is that was it Illinois or

13:15maybe

13:15it was Kansas. I'm not sure, but there's absolutely nothing to see when you're driving.

13:22Illinois and Indiana, you drive across the states. It is farmland.

13:31But I don't remember it being super exciting in Kansas either.

13:37Well, yes, I would say Western Kansas. If you drive from Kansas City to Denver,

13:44you start off and you go, oh, this is OK. You know, there are hills like Lawrence, Kansas,

13:51the University of Kansas. Very hilly. And then the further you go west, boy, it sure flattens right

13:59out. You're in the wheat fields. So, yeah, very similar. Yeah. OK. OK. Well, needless to say,

14:09if I do head in that area again, I most certainly will be getting on a plane. I won't be

14:14driving.

14:15OK. Good. Will not be driving. So the airport's all nude. So it's really nice.

14:24And the weather, I guess it can be kind of interesting, huh? Windy and tornadoes and weird

14:30stuff like that. I remember seeing stuff about tornadoes and running for shelter.

14:36Yes. Yeah, we do get some some good storms. I end up taking my dogs down to the basement at

14:43least,

14:43I'd say, twice a year.

14:49No, I wouldn't do that. No, absolutely not. No, I'll visit you when the weather is good. I'm OK.

14:57OK. All right. So thank you for coming on again. Please let us know, you know, where who you are

15:07and where we can get in contact with you before we get into our conversation here tonight.

15:14Sure. I am a financial advisor and investment manager for women or for couples where the woman

15:25takes the lead role in managing money for the family. I am. My company is called Clear Springs

15:34Wealth because I love the idea of money coming out of a clear, fresh spring continually.

15:43So Clear Springs Wealth. And I'm on Instagram and TikTok and Facebook at that handle as well.

15:50Clear Springs Wealth. And yeah, my website is the best way to get a hold of me. I have a

15:56contact me

15:57or you can schedule a free consult right off my website page. So.

16:03OK. Clear, Clear Springs Wealth. I love it. And I noticed that you primarily assist women.

16:12How did that come? Is that fair question? Yeah, I am 52 years old, almost 53 and have never

16:22been married and have always wanted to be married, but it just never has happened for me. And I have

16:33felt very poignantly the challenges of being a single person and trying to plan for the future and manage money

16:42and go through life and make those huge financial decisions alone. And I think there are a lot of women

16:52that relate to that either divorce, widowed, never married like myself. And I just I have a heart for

17:03people who have or are dealing with that. And I think the financial industry is really set up to be

17:13a bit difficult to understand. And so when I decided I wanted to change careers and do something

17:22different, I took a look at myself and tried to evaluate what did I enjoy doing that other people

17:28didn't really enjoy doing. And it was stocks, trading, management, investing. And I thought,

17:37ooh, that's where I hopefully can add value, you know, and serve others who, man, I get it. It's hard.

17:50That's pretty awesome. I'm going to back up a little bit and then I'm going to move forward.

17:54And, you know, I'm kind of a little jokester, but people who have listened to me for a while,

18:01you know where I've been, you know my life story. But I just want to say, consider yourself lucky

18:06that you have never been married. Absolutely.

18:16Had money issues because of that, you know, but that's where you come in. So just consider yourself

18:22lucky sometimes. Well, thank you. Yeah, it's funny to me how many times, you know, married people will

18:30say, well, not bad, you know, and it's true, right? Like, if you're married, you have married

18:37people problems. And if you're single, you have single person problems. So it's always the grass

18:45seems greener on the other side of the fence. But I'm constantly trying to remind myself, you know,

18:52we're going to have issues and challenges in this life. It's just a matter of which select or default

19:00to, I guess. Yeah. Yeah, that's true. We write our own stories. So if you are equipped mentally,

19:08you'll write a beautiful story. If you have a lot of chaos going on internally and you haven't done

19:12your work, then you'll script something that will show up in your reality. So absolutely. I agree with

19:18that. I'm a joke. I'm a jokester. Everyone who was in love, you know, I love it. And I wish

19:25it all for

19:25you. But and I always say that I wouldn't do it again. But if it happens to happen to me

19:32again in

19:33the future. Yeah, I've learned something which is called a prenuptial agreement. And there's nothing

19:38wrong with that. There's nothing wrong with that. So you said something that I that sparked an

19:50interest in me. You said you decided to change and shifts and do something that you felt passionate

19:57about something that you as my friend Mary says, something that lit you up something that lights

20:04you up. What was that point as as we talk about the title of before? I had to change before

20:10my life

20:11could change. What was that change in point for you? Yeah, I had worked for large consulting companies,

20:19namely Accenture. And had the opportunity book now meta. And I moved to California. And it was

20:30culture shock for me coming from the Midwest to Silicon Valley. But meta was a phenomenal company

20:39to work for. And I felt challenged and, you know, was working with international teams, I was in

20:50recruitment specifically. And it was extremely stressful. And it was recruiting work that I

21:00had been doing for, you know, 18 to 20 years at that point. And it was the same, it was

21:09like the same

21:09challenges, different day, same challenges, different day, same challenge, same pushback, same corporate,

21:17you know, issues, same hiring manager expectations, same. It was it. The challenges were starting to just get

21:29repetitive to me versus interesting, new challenges to solve. And at the same time, the stress was really

21:42starting to take a toll on me, I think my, my weight was the highest it had ever been. For

21:48me, I always

21:49turn to food when I get stressed out, at least that's the story, you know, that I've, I've bought into

21:55in

21:56the past. And I'm changing that now. But that was something where I thought my health is suffering. I'm not

22:05excited to go to work every day. I'm away from my family out here on the West Coast by myself.

22:12And so that's

22:13when I had to take a hard look and say, Okay, what do you want life to be like in

22:18six months? What do you want to be

22:22different in 12 months, or three years or five years? Are you going to keep doing this? Are you

22:28going to weigh, you know, 600 pounds and be extremely rich and then die at, you know, 50? Are you

22:36going

22:36to, you know, so it was one of those, like, I really had to reevaluate what I wanted out of

22:41life. And I

22:41wanted relationships with my family. I wanted to be present for my parents, who are in the Midwest,

22:49I wanted to be present with my nieces and nephews who are all in the Midwest. And yeah, I just

22:57felt

22:57really drawn. And I wanted to take some time and figure out, Okay, what do we what do I do

23:04from

23:04here? Where do I go from here? And luckily, you know, working at Meta, I had some Meta stock that

23:11gave me

23:12bought me some time so that I could really come back to the Midwest settle down and go, Okay, now

23:21what?

23:22Yeah, yeah, that's a powerful story. And so we're in that situation. And for true inspiration,

23:30people who feel like they're stuck on a hamster wheel, where they go to work, and it's the same

23:35challenge over and over and over again. Nothing's changing. It's like you're stuck on a hamster wheel,

23:41you're not being challenged, because it's the same challenge every single day. And you've seen this

23:45story before, you're not being mentally challenged. And right, I've been there. I've been there before.

23:53What advice do you have for someone who might be in that situation?

24:00My advice is to once you start to feel that dissatisfaction,

24:09not in fact, most people don't have the luxury of quitting their job and taking some time to reassess.

24:16So you kind of have to plan that amidst the busy life you're already leading. I recommend hiring a

24:26coach, like a life coach or an executive coach, to help you talk. There are books that that I think

24:35are really helpful in thinking through what you want your life to look like. I also encourage people

24:41to lean into their spirituality, because before we make any change, we have to be in contact with

24:52our creator who made us and gave us unique gifts and abilities, be spending time in prayer, not only

25:01talking, but also sitting quiet and listening, and letting you know, the spirit kind of move you in. And it

25:11is

25:11crazy to me how, if I will take time to listen, how a thought will pop into my head, or

25:20the name of somebody

25:21will pop into my head, or, you know, and it's just the person I needed to talk to to get

25:26advice from, or it's just the

25:28thought I needed to, to meditate on a little longer and figure out next steps. So to schedule that time,

25:36it could be, you know, I'm going to schedule for the next four Saturdays, two hours, every Saturday

25:42morning. And I'm going to go to a coffee shop with my headphones and a journal, or I'm going to,

25:50you know,

25:51go sit in my closet with a flashlight. And I'm going to, you know, like go some place that isn't

25:59part of

25:59your and create a space to talk creator and listen. And ask questions like, what am I uniquely gifted to

26:12do?

26:12What do I, when do I feel most alive? When do I, you know, they talk about getting in that

26:21state of flow?

26:22When do I lose track of time? Because I'm, I'm enjoying what I'm doing so much. Those are all hints.

26:31Oh, I love it. I love it.

26:33What you're called to do.

26:37Ladies and gentlemen, when do I lose time? What say that again? When do I lose track of time? Because

26:43I love, because I love what I'm doing so much. Ladies and gentlemen, I Laren Gaines lose so much

26:54track of time when I am focusing on everything black diamond consultations.

27:01Sometimes I have to remind myself, okay, it's time to go and eat now.

27:10That's a great, yeah, that's a great sign that tells you you're, you're, you're doing the right

27:16thing. You're doing something that's aligned to who you were created to be.

27:21And that is so powerful. And, and, and the world, the enemy, um, however you want to,

27:28you know, slice it or dice it, it's set up on purpose to keep us from our purpose. You have

27:36social

27:36media, you have people on your job, you have the TV, you have the movies that come out, the streaming

27:43platforms that are everywhere. Um, your friends who are not aligned properly, even family members,

27:51constantly, a lot of chatter going on full circle that silence. Like I said, in the beginning,

27:58I said, take the time to think, uh, you didn't think things over. You didn't read the red flags.

28:07You didn't read between the lines. All of these things are set up on purpose to keep us out of

28:14our purpose. So if you feel that you're misaligned, unplug, unplug for a little bit.

28:21Yep. Yep. Take time to reflect.

28:28Now for a financial advisor, I always say plenty of times on my show, I am not a financial advisor.

28:35I'm not a financial planner. I'm just a financial coach. I basically help people with build a better

28:43relationship with their money. You do something completely different. Can you let everyone know

28:48what a financial advisor does? Because that is a question that I get asked so many times.

28:54Sure. Sure. I needed to find out myself. It is someone who

29:04helps you get organized financially. So a lot of people, if they work multiple jobs, you have

29:14401Ks or 403Bs, retirement accounts at previous employers that you've left behind and it's invested,

29:23but you know, um, you have a bill that you go, gosh, I hate my tax bill every year. It's

29:31so high.

29:32And I don't, I wonder if there's things I could be doing better, or I really want to buy a

29:37house.

29:38Like you have goals, financial goals, but you're not sure how you'd ever get enough money saved up for

29:43a down payment. Or you think about retirement and you're not sure what you want that to look like.

29:51You're not sure what age you could retire at, um, how much money you would need to have saved.

29:58If you have X amount saved, what kind of lifestyle does that mean? Like what would your monthly allowance

30:05be so to speak? Um, so a financial planner comes alongside of you and helps you answer those types

30:13of questions. So I love when I have, um, a client who says, okay, I, I have old 401Ks at

30:23three different

30:24places and I've been investing in this brokerage account. Sure. If I'm invested in the right stuff

30:32or growing that much. And I know the market's been doing well. And so I don't know why it isn't

30:37growing as fast as the S and P 500, which is the top 500 stocks in the stock market. Um,

30:47so it's a, you know, it's typically some kind of a question that sparks someone to reach out to me.

30:53And then my greatest joy comes from helping people discover what it is they're going for,

31:05like what it is they want their money to provide for them. Because we all, you know, we all go

31:12around

31:13going, Oh, I want to be rich. I want as much money as possible. Oh, there's nothing wrong with one.

31:18Like, I get that. There's nothing wrong with wanting to be a multimillionaire, but to what end,

31:26like, what is it you're trying to accomplish? And some people come to me and say, Oh, Lisa,

31:33I'm never going to be able to retire, you know, X amount of money saved. And I'm like, well,

31:37let's talk about like, what does retirement look like to you? And does it have to involve

31:43a yacht off of, you know, the coast of Monte Carlo, or is it a three bedroom, one and a

31:52half bath ranch

31:53home in a location near your family and friends where you're involved in community and feel like

32:00you're contributing to the work, you know, like, so it's that, that thought partner that I love to be

32:08to people to help them think through what is it that the money is trying to accomplish for you.

32:14Because once you know that it's so much easier to change your behavior or save more or redirect how

32:23your money's getting invested, or if, if we're able to answer those bigger questions first.

32:31I love that. When you were saying, does it consist of a yacht? Or does it consist of this? Does

32:38it

32:38consist of that? A lot of people, at least from what I have been told is, once they get to

32:45millionaire

32:46status, they're like, this is it? I'm a millionaire? This is what it, this is what it takes to be

32:56a

32:56millionaire. And you mean to tell me I still can't do X, Y, and Z? I'm a millionaire now, but

33:04I still,

33:05so I think that's pretty interesting that you say that. I bet that's something that's a true eye

33:10opener for some people who you deal with. I know it is for me. Like, oh, a millionaire. And then

33:20the

33:20other, on the flip side of it, so many people look at it and they look at millionaire status.

33:29It's a shame and unfortunate that sometimes they feel that they are not worthy of being a millionaire.

33:37Yeah. Yeah. They rule it out as being a possibility before

33:41even looking at what it would take, you know. And that's, go ahead.

33:50Oh, no. I was going to say there are so many stories of people, you know, janitors with two

33:57million dollars in the bank, just because they were smart with their savings. And, you know, like,

34:04so it's, I always try to encourage people to be like, no, you can be a millionaire. You absolutely,

34:12anyone can be a millionaire. What are you, what are you doing it for though? Number one. And what are

34:19you

34:19willing to sacrifice to get there? And maybe it does sacrifice for you, but a lot of times it does.

34:31So now I do something on this show, which is called burning questions. So I love to ask

34:39this question, which takes us on a whole nother journey here. So the burning question that I have

34:48for you is what was the moment you realized that changing your circumstances meant changing something

34:55within yourself? Once I decided to leave my corporate job, I felt immediate freedom and joy,

35:22like I hadn't experienced in years. But it wasn't long. And then self-doubt and lack of identity

35:36and lack of feeling important anymore came in, rushed in. And I realized so much of my ego

35:52had been built around my identity as a corporate executive, big company. And I was flying, you know, to Dublin

36:02and London and Singapore, and I was important. And I was in business class. And I was, you know, like

36:11I,

36:11all these things that I thought at the time were like, Oh, part of the job, not a big deal.

36:19Once I didn't have them

36:20anymore. My little ego just was so crushed because I was like, I'm not important anymore. I don't know

36:30what, you know, I'm not, I'm not flying business class. I'm not this, I'm not that, you know, like,

36:36it was such a, a eye opener to say, Whoa, Whoa, Whoa, Whoa, where, where does your value come from?

36:45Where does, where is your worth? It wasn't set up, you know, and, and without meaning to or without

36:54knowing it was happening, you know, when you're working your tail off and you start to,

37:02yeah, that ego starts to get a bit inflated and, and you start to think you're hot stuff.

37:07And then you go, okay, so without that stuff. And so I'd say my ego had to change my way

37:17of thinking

37:18about worth and self-worth had to change. And it wasn't overnight. It was something that, you know,

37:28gosh, I'm still, I'm still figuring it out. I just got back from a, a family vacation

37:34um, in Portugal, uh, for a week and it was so fun. Um, but it brought back all these old

37:45emotions

37:45where I was, you know, I was like, Oh, I remember how cool it was to be in the United

37:52club and eating

37:54it, you know, a little finger sandwich with a gin and tonic and stupid stuff that I was like, Oh,

38:01and now I'm nobody now. I, you know, no, I can't do this. You know? So it's like,

38:08you think you've dealt with it once, but constant reiteration of who you are and where you get your

38:16worth from. And I don't know how I do that without my relationship with God. Like, wow, that is, I

38:23would

38:23be lost about it. I'd be lost. So powerful. Um, your story is so inspirational to so many people.

38:35Um, and I thank you so much for sharing. When I look at my life, uh, one thing that I

38:41have to

38:41say for you is it's a good thing that you walked away. And this is what I try to, you

38:46know, let people

38:47know, um, understand and know who you are, know what your purpose is, and you're in a good position

38:53when you can walk away. So sometimes we sign up for these roles. We take on these positions and

39:01we become brainwashed or whatever you want to call it. And then you're sitting around, you know, 15,

39:0720 years after being in a position, I don't know who I'm speaking to. I'm only speaking from real life

39:11experiences. And then you sit down and you say, this is not me. This is boring. This is not me.

39:17And when you go home and you spend time with your family or you're, you're out and you're not,

39:22you don't have the suit on, or you don't have the uniform on, or you're not helping the customers,

39:26or you're not doing this, you're not doing that. You're like, who am I? So I think it is so

39:31powerful

39:32that you were able to walk away. Some of us, we weren't able to walk away. We had to walk

39:39away.

39:39We were pushed to walk away when the powers that be decided to turn around and do the 180.

39:45That's what my mentor says, Laren, when they do the 180 on you, how are you going to act when

39:49they

39:49do the 180 on you? They love you today, but then they can hate you tomorrow. So that is a

39:55beautiful

39:55story that you were able to take control and change that. But I do know that some people

40:00who are listening to me and they've shared their stories with me, they were in a position where

40:06someone turned and did the 180 and then now they were facing, they were stuck or they lost their job

40:11because there was somebody younger or somebody that they can hire that was a little less expensive,

40:18whatever the case may be. So that is a powerful, powerful, powerful story and such a great inspiration

40:27to so many people. Thank you for sharing that. Yeah. Yeah. I, I'd like to say, you know,

40:36here's the three steps to make sure that doesn't happen to you. Um, but oh gosh, we're each on such

40:43individual journeys and yeah, it's that constant, constant things could be one way one day and

40:52completely different the next day. And so where are you going to find your stability? Yeah.

40:59And I love how you help, uh, women, you help, uh, single parents. Um, there's been so many people

41:05who come to me and they say, Laren, I'd like to take financial coaching, but my husband is not on

41:10board.

41:11And I've had people where they've said, Laren, I've saved so much money, but my spouse, they, you know,

41:17bought a new car or they did whatever. And I'm thinking of leaving, um, you're, you're helping

41:22people take control of their financial situation so that they are not stuck and they're not felt

41:30like they're being left or abandoned in a situation. Like they're abandoning themselves just to stay in

41:37the situation. So, and someone actually brought it to my attention last week when I was, um,

41:43having a conversation, they said, Laren, helping a single person or a single parent

41:51or whatever the case may be is so powerful because the conversations that you have with that person,

41:57that could be the next steps, that could be the education, that could be the breakthrough that

42:01could take them away from the situation that could potentially save their life.

42:06Ooh, yeah. Yeah. And when that was set to me, I was like, wow. So now you really have an

42:17obligation

42:17to make sure that you look out for people who are in crisis situation, look out for people who, um,

42:24are attached to somebody, but maybe they might not want to, you know, it just comes so full circle. So

42:29you do such a powerful work with that. Hmm. Thank you. Thank you.

42:37So we are up against the clock almost at the top of the hour. I do want to say thank

42:42you so much for

42:43coming on and sharing your story, sharing what you do. Is there one last thing that you'd like to add,

42:49uh, you know, for the community to share with the community before we get out of here?

42:54I would just encourage someone who's listening to this today and feeling,

43:01feeling like it's too hard to figure out money is just, you know, I'm never going to be a smart

43:07investor or I could never, you know, those are stories and they're false stories. They're false

43:14narratives. You absolutely have the intelligence and the, um, wherewithal to figure out your finances,

43:26um, or to make plans, make goals. Uh, one thing I would encourage people to do is many financial

43:35advisors on their website, offer a free consultation, like a meet and greet, get to know us kind of call.

43:44If you have financial questions, go from financial advisor site to financial advisor site and just

43:51take them up on the free calls. Like if you, if you just need a little push to get going,

43:58um,

44:00you know, like I, it, but you're not ready for a, an actual financial, you don't have, uh, much money

44:08to invest yet. Take advantage of the free advice and because it is accessible to you and you can

44:17absolutely change the course of your financial destiny. Well, that is so amazing that you shared

44:26that information. I'm definitely going to, uh, you know, put that out there for the team and, um,

44:33yes, financial advisor. We had our first financial advisor show up on a show here,

44:38let you know exactly what it is for financial advising, which is great. Um, for some reason

44:43in my, uh, when it comes to financial coaches and financial advisors, I find, uh, financial advisors,

44:50I have in the past, like very intimidating, but you, um, open, open up the door and let's say this

44:58is regular, normal, everyday person. Look at that. So go ahead and reach out to miss Lisa.

45:03Absolutely. I'm here. I'm here for you. Do you get that a lot? Cause it's financial advisor. Do you

45:10get that a lot like, or no, or is that just layering? No, I think there's a little bit of

45:19that. And the other thing that I deal with is like, I, there's a lot of, um, mistrust,

45:27like, Oh, financial advisors, just going to try to sell me universal life insurance. Oh, great. You

45:32know, they're going to try to sell me a product. They're going to try to. And, um, and so that's

45:38where

45:38I, I try to say, yeah, there are those kind of product driven. I'm trying to sell you an insurance

45:46policy if I need, but if you look for a fiduciary, which is just a big word that means someone

45:52is

45:53looking out for your best interest. Like, like myself, I don't sell any products. I have access

45:58to wholesalers. Like I could shop products with you for you, but my pay does not at all depend upon

46:07whether or not you buy a life insurance policy. Um, so, so yeah. So I think that's the other

46:14thing that's common is people go, Oh, they're just trying to get me like, sell me something.

46:20And I'm like, yeah, there are those people out there, but there are also financial advisors

46:26to our fiduciaries sell products and they, all they are measured on is how they help you.

46:35So, yeah, I'm so glad you broke, broke down that word too, because most people don't know

46:40what that means. So thank you for that as well. Yeah. Yeah. Oh yeah. Yeah. It's like,

46:47why do we have such difficult terms? I don't know, but, um, yeah, find someone that'll be,

46:55yeah, that'll be a whole nother podcast of why things are set up and why, um,

46:59um, school systems don't teach money and things like that, you know?

47:04Yes. Yes. Totally agree.

47:08But then I guess maybe we wouldn't be here if that's the case, right?

47:12Yeah, that's true. Right, right. Thank you so much for coming on. This is so much fun and I look

47:24forward to speaking with you in the future. Oh, thanks so much, Laren. Keep up what you're doing.

47:30It's amazing. Thank you so much. Appreciate it. Take care. As I always say, have a good night,

47:37but it's day. So I get my nights and days mixed up, but yeah, take care. Thank you so much.

47:45See you.

47:46You bet. All right, ladies and gentlemen, there you have it. That was Miss Lisa Clements. Go ahead.

48:01That was an amazing conversation, uh, built on, you know, transformation. And again, that's what it's

48:09about here on transformational Tuesday. Great story. You know, if you've been here for a minute,

48:15I've shared my story. I've told you everything about how I transformed and it most certainly

48:20wasn't overnight. Lisa definitely did let us know that this wasn't something that happened overnight.

48:27And even with you looking at other people's stories, you know, hanging around other people,

48:35they might be a little intimidating, but that is one of the best thing that you could possibly do

48:39possibly do is to get around something that is unfamiliar because where you are right now

48:48is based on everything that is familiar to you. You know, exactly how to do exactly everything that

48:56you're doing right now. If I rewind and I look back to 2020, I was like, this is a disaster.

49:05I know I'm capable of doing better financially. I could see that the roller coaster is getting ready

49:12to drop. And unless I do something different, this is going to end up being a complete disaster.

49:18So from 2020 to 2022, I kept cleaning up my finances, getting out of consumer debt, asking

49:26questions, going inward, um, spiritually asking God, what is it that you need me to learn?

49:33What is it? Why am I experiencing this over and over again? The minute that I get money,

49:38the next minute it's gone. All of these situations over and over and over again,

49:44led me to the right people, led me to the right places. So when there are, uh, big words like

49:51what

49:51Lisa was speaking about today, I understand what they are. I understand what stocks are now. I

49:57understand what the market is. I understand, you know, cryptocurrency, all of these things that

50:03before 2020, it was like very intimidating. I didn't know what to do. Um, I, I meant it that

50:11I put my money in one situation. If it went South, I hurried up and, and, and, and pulled it

50:17out. And

50:18you know, having a scarcity mindset again, before things can change, you have to change within

50:28that's the, and it's a transformation. It's over a period of time, tiny baby steps. Best that I can't

50:34give you any advice, just in my opinion, the best thing that you could possibly do is to get around

50:39somebody who knows a little bit more than you find a mentor say, Hey, listen, I don't know anything

50:48about this. That's the first thing that I said. When someone started speaking to me about stocks years

50:52ago, I said, listen, I don't know anything about investing. I would love to know about it. Um,

50:57I just need somebody to teach me and somebody actually took the time to say, Hey, listen,

51:03this is what I know. I can tell you what I know. And then I took whatever they gave me.

51:07And then I

51:07just built it a pond and I started to get into different rooms and read different books and

51:12different podcasts and different situations. But again, transformation, tiny little baby steps

51:19change had to start within. I stopped going to certain places that no longer serve me.

51:25I stopped talking to people. I started unplugging. It all comes back full circle.

51:31So, and it, with that being said, I want to say thank you all so much for tuning in

51:37on this great transformational Tuesday. That conversation today with Lisa definitely

51:41was transformational for me. And again, when I minister to you, I minister to myself.

51:48So having somebody like Lisa on today, having Jonathan on yesterday, these conversations

51:55definitely help take us on our journey together. Thank you all so much for joining in. And on that

52:00note, ladies and gentlemen, I will see you when I see you. Next up, we have Miss Shanti Refuge coming

52:07in.

52:08Thank you all so much. Take care. And even though I know that it might be in the morning, good

52:14night.

52:20I will see you in the morning, good night.

52:21Oh,

52:34good night.

52:34Okay.

52:43Bye.

I Had to Change Before My Life Could | DISC 6: Vitality | 411 PODCAST (Episode 58)

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