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Silver delivered a stunning 98% return over the past year — but the average Silver investor earned only around 18%. Even more surprising, around 56% of the money invested in Silver between August 2025 and July 2026 was still showing negative returns as of July 31, 2026. So, how did Silver investors miss out despite such a massive rally? The answer is FOMO — Fear of Missing Out. In this video, we explain the difference between an asset’s return and an investor’s actual return, and how buying after a sharp rally can significantly impact your returns. When investors chase rising prices, enter at higher levels and panic during corrections, their returns can end up far below the asset’s headline performance.

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Transcript
00:00So, one asset, which has been a year for a year,
00:05but the people who pay for the pay for 98% of the payers
00:09will not be able to pay.
00:11We are talking about silver.
00:12The silver investor has about 18% of the investment,
00:17while the investment of 56% is such an investment,
00:20which was in July 31st.
00:23That means, the silver is running away,
00:25and the investor is running behind.
00:27The question is, when the asset is 98%,
00:30which is 98% of the payers,
00:32why do not increase the price of the payers?
00:35The answer is FOMO.
00:37This story is not just FOMO.
00:40It is telling you that share, mutual fund,
00:42or another asset class.
00:44In the bazaar, there is no wrong thing to buy,
00:47but the right thing is to buy for a long time.
00:51You will have heard that your hand is coming,
00:53but you don't have to worry about it.
00:55And in the world of Nivesh,
00:56you will have to understand this,
00:57that in Chandi,
00:59there is 98% of the return,
01:01but there is no need to be 98%.
01:06There is a DSP mutual fund report,
01:09which has shown the difference of Chandi.
01:11In the last year, Chandi has about 98% of the return,
01:15but in this duration,
01:17the average silver investor's return,
01:20maximum,
01:22to 18% of the return,
01:24or 18% of the return.
01:26Now, there is a question here.
01:2898% of the return,
01:29or 18% of the return,
01:30or 18% of the return,
01:33where is 18% of the return?
01:35And the return of the return is not something that happens.
01:38The asset for return,
01:39there is only one thing that is not being made.
01:41The return of the asset comes to this,
01:42the where is the dividend?
01:44But the return of the return is going to be made,
01:44when it started,
01:46how much it started,
01:47and how it started.
01:48Let listen to that,
01:49if you have 1 year before Chandi bought,
01:51the price of Chandi bought for months,
02:01then you have to get cash at the full year,
02:04so you will get the price appreciation.
02:05and if you have a correction, return will be different, this is the difference, and here is another number that
02:10is very important, it will be on the DSP report,
02:14August 2025-July 2026, Silver investment in the investment, 56% of the price, or 56% of the price,
02:2531 July 2026 was a negative return,
02:29this is not the average duration, it will be the price of the price, and there was a lot of
02:36money in the levels,
02:38where the price of the price was 31 July 2126 was a negative return, and here it is telling us
02:45that the average investor return,
02:47asset's headline return, which can be quite different, or the asset has given 98% return,
02:53It was a big part of the loss for living in the past.
02:58Why? Because there was a lot of money in the past.
03:02This is the story of FOMO.
03:05Fear of missing out.
03:07When you see that there is an asset running,
03:10people are making money,
03:11and everywhere they are running.
03:14So you have a question,
03:15why am I staying back?
03:17And then you think that if you have 98% in the past year,
03:20then you have to put your money in the next year.
03:25But this is the biggest mistake.
03:28FOMO changes the return of the future.
03:31In the past and the future return of the future return,
03:37there is no guarantee in the future return.
03:39In this case,
03:40the past performance is not indicative of future performance.
03:45In the past return,
03:47there is no return to the future return.
03:49Now you can see silver's data.
03:52In January 2026,
03:56the case of silver In ETF's at 11761.
04:00It was much higher to the future.
04:18price is higher, price is higher, so people thought it was coming out of the hand and they also put
04:24money on the price.
04:25So, with the demand, the demand also increased.
04:28If a disciplined investor had a question, he didn't ask how much the price has increased,
04:35he asked if the price is higher than the upside.
04:40This is the difference in investing and FOMO buying.
04:43This is not the wrong thing, in equity.
04:45This is the same pattern.
04:47Sometimes, a small-cap fund works well, then investors start putting money in the fund,
04:53when it's a big rally phase.
04:56And if the market goes down, the investor can also be able to exit.
05:00So, buying and selling both investors' return to the fund.
05:08In behavioral finance, there are many different biases.
05:12Now, we will explain it in detail.
05:15We will explain it in detail.
05:16But now there is a question.
05:17How to save this whole trap?
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07:52You
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