Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here …

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You can apply for an Upgrade card, personal loan, savings, or checking account directly on our website. Checking your rate is free, won't impact your credit score, and only takes a couple minutes.

A personal loan through Upgrade gives you a fixed interest rate that never changes, unlike variable interest rates that change with market conditions. The fixed interest rate eliminates the risk of …

Millions of families across America are now using an Upgrade Card, Loan or Rewards Checking account. That’s millions of people getting more value than they would from a traditional bank.

Apr 10, 2018 · Combine the flexibility of a cash back rewards credit card with the predictability of a personal loan. Total credit lines from $500 to $25,000. Learn more about the Upgrade Card today!

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds.

Get an unexpected expense personal loan to pay for car or home repairs, or funeral expenses. With a personal loan up to $50,000 through Upgrade, you can lock in a low fixed rate and affordable …

With Flex Pay by Upgrade, you can make thoughtful purchases now and pay over time in bite-sized installments. Spread the cost of your purchase over fixed monthly payments.

Get up to 3% cash back on everyday purchases and 2% on all other purchases with Upgrade OneCard.