With VA loans, your monthly mortgage payment and recurring monthly debt combined should not exceed 41%. So if you make $3,000 a month ($36,000 a year), you can afford a house with …

Jan 7, 2025 · Calculate how much house you can afford with our home affordability calculator. Factor in income, monthly debt and more to better understand your ideal loan amount.

The home affordability calculator from realtor.com® helps you estimate how much house you can afford. Quickly find the maximum home price within your price range.

This home price might be difficult to afford. A DTI ratio above 43% can signal to lenders that you may find it challenging to pay debt.

Learn more about how much mortgage you can afford. Down payment help Our Down Payment Center Footnote [3] can help you find programs you may be eligible for.