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Point's home equity investment empowers homeowners who want a more flexible way to unlock their home equity. See how you can get up to $600k with no monthly payments.

Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.

May 2, 2025 · You typically repay Point when you sell your home, get a cash-out refinance, or reach the end of the 30-year term. Your repayment amount is based on your home’s value at that time, but may be reduced due to the Homeowner Protection Cap, which limits what you owe if your home appreciates significantly. Read more about how the HEI works here.

Pointʼs Home Equity Investment (HEI) is an entirely new way to unlock your homeʼs wealth. Point partners with and invests alongside the homeowner in the property. Subject to underwriting approval, Point will pay you an upfront, lump sum amount in exchange for a portion of your home’s future appreciation.

The Point team is transforming the lives of homeowners and home buyers – and creating a brand new securitized asset class for investors – by building a full-stack home equity platform.

May 6, 2025 · How long does it take to get a Home Equity Investment? You can prequalify online in under a minute. After that, the application and closing process can take as little as 3 weeks The timeline depends on a few factors, including how quickly you complete required tasks, whether your mortgage payments are current, the timing of your home appraisal, and any debts tied to …

Call (888) 764-6823 or fill out a brief contact form to learn more about Point, our Home Equity Investment (HEI), or any other Point product.