OpenAI moves away from requiring users to choose between many different models in ChatGPT, instead allowing the system to ...

HSBC’s gross stage 2 loans surged by $24 billion in the first six months of 2025, driven by updates to its probability-of-default models and worsening conditions in Hong Kong commercial real estate ...

The long-term peak in 1-month forward Treasuries is now 5.96% and well above the shortest maturity forward rate at 4.48%.

The long-term peak in 1-month forward Treasuries is now 5.91% and well above the shortest maturity forward rate at 4.49%.

The PRA says any amendments it decides to take forward "would represent less complex regulatory requirements for many firms".

According to the news editors, the research concluded: “This unique factor, which is not captured by the typical credit risk model but is important in determining a loan’s default probability ...

By blocking AI bots and enabling micropayments for access, Cloudflare aims to help content creators protect and monetize their content.

The tech company’s customers can automatically block A.I. companies from exploiting their websites, it said, as it moves to protect original content online.

Along with a new default model, a new Consumptions panel in the IDE helps developers monitor their usage of the various models, paired with UI to help easily switch among models. GitHub Copilot in ...

OpenAI has officially integrated its flagship GPT-4.1 model into ChatGPT, making it available to Plus, Pro, and Team subscribers starting today. The ...

GPT-4o mini, the more affordable and efficiency-focused model that OpenAI launched last year, is also being replaced with GPT-4.1 mini as the default option in ChatGPT for all users, including ...

Validation of Corporate Probability of Default Models Considering Alternative Use Cases and the Quantification of Model Risk. Data Science in Finance and Economics, 2, 17-53.