Q: I am fed up with getting debit memos for allegedly unauthorized credit card charges. In every case that our agency knows of, the client really did authorize the charge but decided to dispute it ...

Q: My agency seems to be getting more and more airline debit memos for credit card chargebacks. Although we have not yet received any of them through ARC's new program that threatens agents with ...

We hear a lot from readers who say their debit cards were charged for services they didn’t receive — whether by fraud or by ineptitude on the part of a merchant — and who are now waiting for their ...