Look at transferring your balance to a low or zero-percent card or consolidating your debt in a personal loan.

(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

Top balance transfer cards now offer long 0% intro APR periods and no annual fees -- compare options and start paying down ...

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math ...

As inflation rises and interest rates soar, consumers across the country are contending with growing credit card balances. Household credit card debt across the U.S. is at near-record levels, rising ...

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On Oct. 24, 2025, the institution on our best high-yield savings account list with the highest APY is Axos Bank. Its ONE savings account earns a 4.51% APY.

Nowadays, almost everyone takes out a home loan to fulfill their dream of owning a home. But as interest rates rise, so does ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...