A Reddit user posted recently because he was concerned when his portfolio balance fell from $3 million to $2.7 million during ...

Monitoring the progress of a 401 (k) balance on a consistent basis allows investors to make informed adjustment decisions such as contribution rate or asset allocation. 401 (k) providers typically ...

Hitting the right asset allocation (stocks versus bonds) can be a tough balance to achieve if you don't fully understand your risk profile. It's not just your age or ability to take risks that counts; ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

By allocating investment across assets with varying risk and returns, the effect of market volatility is reduced over long ...

Citations: Poterba, James, Joshua Rauh, Steven Venti, David Wise. 2009. Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth.

Inflation significantly erodes the purchasing power of savings, especially over long investment horizons like retirement.

Forbes contributors publish independent expert analyses and insights. SungardenInvestment.com, former investment advisor and fund manager. A 401(k) retirement plan is an important tool for building ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Hitting the right asset allocation (stocks versus bonds) ...